Head to Head Contrast: Flywire (NASDAQ:FLYW) versus Smart Card Marketing Systems (OTCMKTS:SMKG)

Smart Card Marketing Systems (OTCMKTS:SMKG) and Flywire (NASDAQ:FLYW) are both computer and technology companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, dividends, profitability, analyst recommendations, valuation, risk and institutional ownership.

Profitability

This table compares Smart Card Marketing Systems and Flywire’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Smart Card Marketing Systems	N/A	N/A	N/A
Flywire	-1.85%	-1.03%	-0.80%

Valuation and Earnings

This table compares Smart Card Marketing Systems and Flywire”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Smart Card Marketing Systems	N/A	N/A	N/A	N/A	N/A
Flywire	$441.65 million	4.77	-$8.57 million	($0.11)	-154.18

Smart Card Marketing Systems has higher earnings, but lower revenue than Flywire.

Institutional & Insider Ownership

95.9% of Flywire shares are held by institutional investors. 50.4% of Smart Card Marketing Systems shares are held by insiders. Comparatively, 3.9% of Flywire shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Smart Card Marketing Systems and Flywire, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Smart Card Marketing Systems	0	0	0	0	N/A
Flywire	0	4	10	1	2.80

Flywire has a consensus price target of $26.07, indicating a potential upside of 52.02%.

About Smart Card Marketing Systems

Smart Card Marketing Systems Inc. operates as a fintech and paytech solutions provider that offers ecommerce, cloud, and mobility applications to the global banking, telecom, and retail markets. The company provides business intelligence and digital transformation strategies with a proprietary portfolio of applications and wireframes for banking, enterprises, retail e-wallets, digital ID, blockchain, crypto issuing, NFT, e-KYC, digital workforce, events and media management, edtech, telemed, and transit-booking industries. The company was incorporated in 2006 and is based in Wilmington, Delaware.

About Flywire

Flywire Corporation, together with its subsidiaries, operates as a payments enablement and software company in the United States and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company’s platform facilitates payment flows across multiple currencies, payment types, and payment options, as well as provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.