Head to Head Contrast: Digihost Technology (NASDAQ:DGHI) & MoneyLion (NYSE:ML)

MoneyLion (NYSE:ML) and Digihost Technology (NASDAQ:DGHI) are both small-cap business services companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, valuation, earnings, risk and analyst recommendations.

Risk & Volatility

MoneyLion has a beta of 3.07, suggesting that its stock price is 207% more volatile than the S&P 500. Comparatively, Digihost Technology has a beta of 5.32, suggesting that its stock price is 432% more volatile than the S&P 500.

Profitability

This table compares MoneyLion and Digihost Technology’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
MoneyLion	0.64%	1.18%	0.61%
Digihost Technology	-41.33%	-36.00%	-25.95%

Valuation & Earnings

This table compares MoneyLion and Digihost Technology”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MoneyLion	$423.43 million	2.29	-$45.24 million	$0.22	397.19
Digihost Technology	$26.11 million	4.69	-$21.89 million	($0.54)	-6.78

Digihost Technology has lower revenue, but higher earnings than MoneyLion. Digihost Technology is trading at a lower price-to-earnings ratio than MoneyLion, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for MoneyLion and Digihost Technology, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MoneyLion	0	2	4	2	3.00
Digihost Technology	0	0	1	0	3.00

MoneyLion currently has a consensus target price of $100.00, indicating a potential upside of 14.44%. Digihost Technology has a consensus target price of $2.50, indicating a potential downside of 31.69%. Given MoneyLion’s higher probable upside, analysts plainly believe MoneyLion is more favorable than Digihost Technology.

Institutional & Insider Ownership

31.4% of MoneyLion shares are owned by institutional investors. Comparatively, 1.9% of Digihost Technology shares are owned by institutional investors. 11.9% of MoneyLion shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

MoneyLion beats Digihost Technology on 10 of the 13 factors compared between the two stocks.

About MoneyLion

MoneyLion Inc., a financial technology company, provides personalized products and financial content for American consumers. The company's platform offers access to banking, borrowing, and investing solutions for customers. Its principal products include RoarMoney, an insured digital demand deposit account; Instacash, a cash advance product that gives customers early access to their recurring income deposits; Credit Builder Plus membership program; MoneyLion Investing, an online investment account that offers access to separately managed accounts invested based on model exchange-traded fund portfolios; Roundups, which provides features designed to encourage customers to establish good saving and investing habits; and MoneyLion Crypto, an online cryptocurrency account. It also provides marketplace solutions, such as valuable distribution, acquisition, growth, and monetization channels; and creative media and brand content services. MoneyLion Inc. was founded in 2013 and is headquartered in New York, New York.

About Digihost Technology

Digihost Technology Inc. operates as a blockchain technology company in the United States and Canada. The company operates through Cryptocurrency Mining, Sales of Energy, and Colocation Services segments. It also mines for cryptocurrency; and supplies energy from power plants. Digihost Technology Inc. was incorporated in 2017 and is headquartered in Houston, Texas.