FFW (OTCMKTS:FFWC) vs. AMB Financial (OTCMKTS:AMFC) Head-To-Head Contrast

Profitability

This table compares FFW and AMB Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FFW	14.99%	N/A	N/A
AMB Financial	N/A	N/A	N/A

Dividends

FFW pays an annual dividend of $1.20 per share and has a dividend yield of 3.1%. AMB Financial pays an annual dividend of $0.24 per share and has a dividend yield of 1.2%. FFW pays out 28.6% of its earnings in the form of a dividend.

Volatility and Risk

FFW has a beta of 0.05, meaning that its share price is 95% less volatile than the S&P 500. Comparatively, AMB Financial has a beta of 0.32, meaning that its share price is 68% less volatile than the S&P 500.

Institutional and Insider Ownership

1.2% of AMB Financial shares are owned by institutional investors. 17.0% of FFW shares are owned by insiders. Comparatively, 37.7% of AMB Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Earnings & Valuation

This table compares FFW and AMB Financial”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FFW	$29.39 million	1.46	$4.09 million	$4.19	9.31
AMB Financial	$18.97 million	0.94	$2.19 million	N/A	N/A

FFW has higher revenue and earnings than AMB Financial.

Summary

FFW beats AMB Financial on 5 of the 9 factors compared between the two stocks.

About FFW

FFW Corporation operates as the bank holding company for Crossroads Bank that provides various banking products and services. The company offers checking and savings accounts, overdraft protection, consumer credit cards, and reorder checks. Its loan products include home equity, auto, RV, boat, motorcycle, and personal loans; mortgage loans; agricultural loans; commercial real estate equipment financing; revolving lines of credit and standby letters of credit; and equipment leasing, as well as commercial lending services. The company offers insurance products, such as auto, home and property, business, life and health, and specialty insurance; investment products and securities; and digital banking services. FFW Corporation was founded in 1920 and is based in Wabash, Indiana.

About AMB Financial

AMB Financial Corp. operates as the bank holding company for American Community Bank of Indiana that provides financial services to customers in Indiana. The company provides savings, checking, health savings, individual retirement, and money market deposit accounts, as well as certificates of deposit. It offers business checking accounts, business debit and credit cards, and order business checks. In addition, the company offers mortgage loans, home equity loans, construction/lot loans, community loans, vehicle loans, and loan servicing; and commercial loans, commercial real estate loans, and SBA loans. Further, it provides merchant, remote deposit, wire services, fraud protection, and ACH origination; sweep services, zero balance accounts, lockbox services, vault services, and wealth management services; online, mobile, voice, and banking services; money order and e-statement services; cashier’s checks; and safe deposit boxes. The company was founded in 1910 and is headquartered in Saint John, Indiana.