Capitol Federal Financial (NASDAQ:CFFN) & Fifth District Savings Bank (NASDAQ:FDSB) Financial Contrast

Capitol Federal Financial (NASDAQ:CFFN) and Fifth District Savings Bank (NASDAQ:FDSB) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, dividends, risk, valuation, profitability and analyst recommendations.

Insider and Institutional Ownership

88.5% of Capitol Federal Financial shares are held by institutional investors. 3.2% of Capitol Federal Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Analyst Ratings

This is a breakdown of current ratings and target prices for Capitol Federal Financial and Fifth District Savings Bank, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Capitol Federal Financial	0	2	0	0	2.00
Fifth District Savings Bank	0	0	0	0	0.00

Capitol Federal Financial currently has a consensus price target of $6.50, suggesting a potential upside of 7.44%. Given Capitol Federal Financial’s stronger consensus rating and higher possible upside, equities analysts plainly believe Capitol Federal Financial is more favorable than Fifth District Savings Bank.

Earnings and Valuation

This table compares Capitol Federal Financial and Fifth District Savings Bank”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Capitol Federal Financial	$382.09 million	2.10	$38.01 million	$0.39	15.51
Fifth District Savings Bank	N/A	N/A	N/A	N/A	N/A

Capitol Federal Financial has higher revenue and earnings than Fifth District Savings Bank.

Profitability

This table compares Capitol Federal Financial and Fifth District Savings Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Capitol Federal Financial	12.67%	4.96%	0.53%
Fifth District Savings Bank	N/A	N/A	N/A

Summary

Capitol Federal Financial beats Fifth District Savings Bank on 8 of the 8 factors compared between the two stocks.

About Capitol Federal Financial

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company accepts a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, construction loans, and small business loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services; credit cards; mortgage loan; operates a call center; and invests in various securities. The company serves the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina, Kansas, and a portion of the metropolitan area of greater Kansas City. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.

About Fifth District Savings Bank

Fifth District Bancorp, Inc. is the holding company for Fifth District Savings Bank which provide all banking services. Fifth District Bancorp, Inc. is based in NEW ORLEANS.