Equities Analysts Issue Forecasts for Trupanion Q3 Earnings

Trupanion, Inc. (NASDAQ:TRUP) – Equities researchers at William Blair reduced their Q3 2025 EPS estimates for shares of Trupanion in a research report issued on Thursday, February 20th. William Blair analyst B. Vazquez now anticipates that the financial services provider will earn $0.02 per share for the quarter, down from their prior forecast of $0.03. The consensus estimate for Trupanion’s current full-year earnings is $0.13 per share. William Blair also issued estimates for Trupanion’s Q4 2025 earnings at $0.14 EPS, FY2025 earnings at $0.07 EPS, Q3 2026 earnings at $0.03 EPS, Q4 2026 earnings at $0.18 EPS and FY2026 earnings at $0.17 EPS.

Trupanion (NASDAQ:TRUP) last announced its quarterly earnings results on Wednesday, February 19th. The financial services provider reported $0.04 EPS for the quarter, missing analysts’ consensus estimates of $0.06 by ($0.02). The business had revenue of $337.31 million for the quarter, compared to analysts’ expectations of $335.41 million. Trupanion had a negative net margin of 0.75% and a negative return on equity of 3.11%.

Several other equities research analysts have also recently weighed in on TRUP. Stifel Nicolaus decreased their price target on Trupanion from $44.00 to $41.00 and set a “hold” rating on the stock in a research report on Thursday. Piper Sandler lowered their target price on shares of Trupanion from $57.00 to $52.00 and set an “overweight” rating on the stock in a research note on Thursday. Finally, Northland Securities boosted their price target on shares of Trupanion from $45.00 to $50.00 and gave the company a “market perform” rating in a research report on Thursday, October 31st. Two analysts have rated the stock with a hold rating, four have issued a buy rating and one has given a strong buy rating to the company’s stock. Based on data from MarketBeat, Trupanion currently has a consensus rating of “Moderate Buy” and a consensus target price of $46.60.

Trupanion Stock Performance

Shares of TRUP stock opened at $35.40 on Friday. The stock has a market capitalization of $1.50 billion, a P/E ratio of -153.91, a PEG ratio of 8.29 and a beta of 1.60. The company has a current ratio of 1.66, a quick ratio of 1.66 and a debt-to-equity ratio of 0.40. The firm’s 50 day moving average is $48.04 and its 200 day moving average is $47.89. Trupanion has a 12 month low of $19.69 and a 12 month high of $57.90.

Hedge Funds Weigh In On Trupanion

Several institutional investors and hedge funds have recently bought and sold shares of TRUP. FMR LLC grew its position in Trupanion by 55,963.7% during the 3rd quarter. FMR LLC now owns 1,172,293 shares of the financial services provider’s stock worth $49,213,000 after acquiring an additional 1,170,202 shares during the last quarter. Balyasny Asset Management L.P. grew its position in Trupanion by 368.2% during the 4th quarter. Balyasny Asset Management L.P. now owns 841,254 shares of the financial services provider’s stock worth $40,548,000 after acquiring an additional 661,559 shares during the last quarter. BNP Paribas Financial Markets grew its position in Trupanion by 170.7% during the 4th quarter. BNP Paribas Financial Markets now owns 337,093 shares of the financial services provider’s stock worth $16,248,000 after acquiring an additional 212,545 shares during the last quarter. Freestone Grove Partners LP bought a new position in Trupanion during the 4th quarter worth approximately $7,776,000. Finally, Baillie Gifford & Co. grew its position in Trupanion by 26.6% during the 4th quarter. Baillie Gifford & Co. now owns 701,366 shares of the financial services provider’s stock worth $33,806,000 after acquiring an additional 147,341 shares during the last quarter.

Insider Activity at Trupanion

In other Trupanion news, SVP Emily Dreyer sold 900 shares of the company’s stock in a transaction dated Monday, November 25th. The shares were sold at an average price of $54.55, for a total transaction of $49,095.00. Following the completion of the sale, the senior vice president now directly owns 23,808 shares in the company, valued at $1,298,726.40. This represents a 3.64 % decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available at this hyperlink. Also, CFO Fawwad Qureshi sold 622 shares of Trupanion stock in a transaction dated Tuesday, November 26th. The stock was sold at an average price of $52.61, for a total value of $32,723.42. Following the completion of the transaction, the chief financial officer now owns 9,867 shares in the company, valued at approximately $519,102.87. This represents a 5.93 % decrease in their position. The disclosure for this sale can be found here. In the last three months, insiders have sold 11,581 shares of company stock valued at $615,159. Corporate insiders own 5.50% of the company’s stock.

About Trupanion

Trupanion, Inc, together with its subsidiaries, provides medical insurance for cats and dogs on a monthly subscription basis in the United States, Canada, Continental Europe, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians.